Cellphone and smartphone insurance will provide compensation benefits if damage occurs during the delivery or use of the cellphone within a certain period of time.
This type of insurance is actually quite important, especially if the price of the cell phone is quite high. So, to avoid big losses, of course we have to have the best cellphone insurance that provides a number of advantages, such as easy claims and cheap premiums.
What is cellphone and smartphone insurance?
Cellphone and smartphone insurance is a type of gadget protection that is widely circulating in Indonesia. This insurance is intended to protect our cellphones from various damages that may occur, such as cracked cellphone screens, broken cellphone screens, liquid ingress and damage due to accidents or natural disasters, to damage to the unit as a whole.
In fact, HP insurance can also cover lost cases according to the provisions stated in the policy.
HP insurance will usually be offered when buying a new cellphone, such as buying a Samsung cellphone, iPhone, Xiaomi, and so on. Even though buying a cellphone is always accompanied by a warranty, in fact not all damage can be replaced by warranty benefits.
In addition to the limited warranty time, warranty claims usually only compensate for losses due to congenital defects from the factory. Therefore, the role of HP’s insurance is very important to bear the risks beyond the warranty obtained.
Why is HP insurance important to have?
In an all-digital era like now, mobile phones or smartphones have become objects that cannot be separated in life. The reason is, almost most aspects of life are now connected to these objects.
Just imagine if in one day you are without a cellphone or smartphone, it will definitely affect work and various other activities.
Because of that, it’s not surprising that cellphones have now become valuable objects that should be cared for properly. One way to do this is to buy mobile phone (HP) insurance.
With this insurance, you can also get insurance benefits that provide compensation in the event of physical damage or even loss.
So, in conclusion, HP insurance is important to have, especially if the price of your cell phone is quite high. But back to your needs as a potential customer.
The risks covered by mobile phone insurance
Each insurance company has differences in determining the risk of damage that can be covered. But in general, this protection covers damage due to use, accidents, and loss.
Damage to cell phones due to use has various types. There is screen damage such as broken screen, blurry or cracked camera, and defective unit.
Meanwhile, an accident is an event that causes the cellphone to completely malfunction, such as being burned, run over, or thrown.
